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2021 - The Psychological and Financial Impact of Cybercrime Victimization

While criminality is digitizing, a theory-based understanding of the impact of cybercrime on victims islacking. Therefore, this study addresses the psychological and financial impact of cybercrime onvictims, applying the shattered assumptions theory (SAT) to predict that impact.

A secondary analysis was performed on a representative data set of Dutch citizens (N¼33,702), exploring thepsychological and financial impact for different groups of cybercrime victims. The results showed ahigher negative impact on emotional well-being for victims of person-centered cybercrime, victimsfor whom the offender was an acquaintance, and victims whose financial loss was not compensatedand a lower negative impact on emotional well-being for victims with a higher income. The study ledto novel scientific insights and showed the applicability of the SAT for developing hypotheses aboutcybercrime victimization impact. In this study, most hypotheses had to be rejected, leading to theconclusion that more work has to be done to test the applicability of the SAT in the field ofcybercrime. Furthermore, policy implications were identified considering the prioritization of andapproach to specific cybercrimes, treatment of victims, and financial loss compensation.

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